Financial Strategy

Predictive Growth & Stability Tools

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Emergency Fund Planner

6 Months

Target Fund Amount

Rp 0

45% Saved

Berdasarkan rata-rata pengeluaran bulanan Anda sebesar Rp 0. Kami menyarankan minimal 6 bulan masa perlindungan.

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Retirement Projection

Est. Net Worth at 65 Rp 0
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Savings Goals & Wishlist

rocket_launch Financial Freedom

Retirement Freedom Gauge

The 4% Rule: When your liquid assets cover 25x your annual expenses, you are mathematically free.

FIRE Number Rp 0
Annual Spend Rp 0

0% of freedom achieved

Stability

Agility

Luxury

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Debt Management Strategist

Debt Snowball

The Psychological Win

RECOMMENDED
  • check_circle Bayar hutang terkecil dulu
  • check_circle Membangun momentum cepat
  • check_circle Fokus pada kepuasan emosional

Debt Avalanche

The Mathematical Win

  • check_circle Bayar bunga tertinggi dulu
  • check_circle Hemat total bunga dibayar
  • check_circle Paling efisien secara logis

"Membutuhkan disiplin tinggi tanpa kepuasan instan."